Loan Products

Loan Products Built for Business

From startup capital to commercial real estate, we match you with the right lender from our network of 500+. Explore what's available and find your fit.

Business Loans and Lines of Credit

Fuel your growth with flexible business financing

Whether you're launching a new venture, expanding operations, or bridging a cash flow gap, our business loan options give you access to the capital you need — on terms that work for your situation.

Key Features

  • Flexible use of funds — operations, inventory, hiring, marketing
  • Fixed and variable rate options available
  • Secured and unsecured options
  • Available to startups and established businesses

At a Glance

Amount

$10,000 – $750,000

Term

1 – 10 years

Funding Speed

As fast as 24–72 hours

Basic Eligibility

  • Minimum 6 months in business
  • Minimum $10,000 monthly revenue
  • Credit score 600+ preferred
  • U.S.-based business

Commercial and Residential Real Estate

Finance, refinance, or develop commercial and residential property

Acquire, refinance, or develop commercial and residential properties with competitive loan structures tailored to your investment goals. We work with investors, developers, and owner-occupants across all property types.

Key Features

  • Office, retail, industrial, multifamily, and mixed-use properties
  • Purchase, refinance, and cash-out options
  • Interest-only periods available
  • Bridge and permanent financing

At a Glance

Amount

$200,000 – $50,000,000

Term

5 – 30 years

Funding Speed

Typically 2–4 weeks

Basic Eligibility

  • Property must be income-producing or owner-occupied commercial
  • Minimum 20% down payment for purchases
  • Debt service coverage ratio (DSCR) of 1.20x or higher
  • U.S. property location required

SBA Loans

Government-backed financing with lower rates and longer terms

SBA loans offer some of the most favorable terms available to small businesses — lower down payments, longer repayment periods, and competitive rates. We help you navigate the process and find the right SBA program for your needs.

Key Features

  • SBA 7(a) loans for general business purposes
  • SBA 504 loans for real estate and equipment
  • Lower down payments than conventional loans
  • Longer repayment terms reduce monthly payments

At a Glance

Amount

$50,000 – $5,000,000

Term

10 – 25 years

Funding Speed

3–6 weeks (SBA approval required)

Basic Eligibility

  • Must qualify as a small business under SBA size standards
  • 2+ years in business preferred
  • Good personal and business credit history
  • Must demonstrate ability to repay

Equipment Financing

Get the equipment you need without draining cash flow

Finance the machinery, vehicles, technology, or specialized equipment your business depends on. Equipment financing uses the asset itself as collateral, making it easier to qualify and keeping your working capital intact.

Key Features

  • Finance new or used equipment
  • Equipment serves as collateral — no additional assets required
  • Potential tax benefits under Section 179
  • Lease-to-own options available

At a Glance

Amount

$1,000 – $20,000,000

Term

2 – 7 years

Funding Speed

As fast as 24–72 hours

Basic Eligibility

  • Minimum 1 year in business
  • Equipment must be for business use
  • Credit score 580+ preferred
  • Equipment value must support loan amount

Working Capital

Keep operations running with fast, flexible short-term funding

Working capital loans give you quick access to funds to cover day-to-day expenses, seasonal gaps, payroll, or unexpected costs. Designed for speed and flexibility, these loans help you stay agile without long-term commitments.

Key Features

  • Fast approvals — often same or next business day
  • Minimal documentation required
  • Revolving lines of credit available
  • Ideal for seasonal businesses and cash flow gaps

At a Glance

Amount

$5,000 – $500,000

Term

3 – 24 months

Funding Speed

As fast as 24–72 hours

Basic Eligibility

  • Minimum 3 months in business
  • Minimum $5,000 monthly revenue
  • Credit score 550+ preferred
  • Active business bank account required

Not Sure Which Loan Is Right for You?

Our advisors will review your situation and recommend the best options from our lender network — at no cost and no obligation.